"Faith is God's gift (Eph 2:8), and therefore it is not 'added' to anything. It is the source out of which all virtures spring, and love is the point to which all virtures move. Hence, 'Whatsoever is not of faith is sin' (Rom 14:23), and 'the end of the commandment is love' (1Tim 1:5)." [GWms]
"The security of the believer is objective [based on God's promises alone].
The assurance of salvation is subjective [dependent upon each believer's appropriation of God's promises]." [McGee]
"The Gospel is based upon the testimony of the Apostles and the authority of the Scriptures (v.16-21); the latter is more permanent (v.19) than the former... The Apostle knew that there would be no apostolic succession (v.13 and 15). Therefore, he wrote these two Epistles. Like the Apostle Paul (Acts 20:30-32), he handed them the Bible as the rule of Faith, and told them that false Apostles would succeed him." [GWms]
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